ABOUT US

 Jean Gross currently serves as MCFAC's Executive Director & Board President.  She is also a real estate agent with Love Realty of MS, LLC.  She has 33 years of  mortgage lending experience and dedication in community development including 6 years in  mortgage management.  Early in her banking career she spent 12 years in various positions. Throughout her banking career she served on national, federal, state, and local boards & committees.  Jean partnered in various capacities with city municipalities and nonprofits. Her diversed background undoubtedly provides to MCFAC a unique perspective.

Clifton E. Williams is a retired federal bank examiner with the Federal Deposit Insurance Corporation (FDIC). He currently serves as the Community Development Officer for Guaranty Bank & Trust Company in Belzoni, Mississippi, and as Vice President of the Mississippi Community Financial Access Coalition (MCFAC).

In addition to his professional roles, Mr. Williams is deeply engaged in community service. He serves as Chairman of the Board for the Leflore County Health Center in Greenwood, Mississippi, and as President of Keep Belzoni Beautiful in Belzoni, Mississippi. His career and volunteer work reflect a strong commitment to advancing financial access, community development, and quality of life across the Mississippi Delta.

 Charlestien Harris is a recently retired Housing and Credit Counselor based in Clarksdale, Mississippi. She holds multiple certifications in financial counseling and education, including from the Association for Financial Counseling & Planning Education, NeighborWorks America, and the National Endowment for Financial Education. Recognized by Forbes Magazine for her financial education work in the Mississippi Delta, Ms. Harris continues to provide credit and housing counseling, financial coaching for entrepreneurs, and training that empowers individuals and communities. 

Alecia Reed-Owens is the Deputy Director of Health Law at the Mississippi Center for Justice, where she works to expand healthcare access for children and families and combat HIV discrimination. She leads Mississippi’s only medical-legal partnership, providing legal support in housing, employment, and privacy rights, while advancing policy and community solutions to address systemic barriers—particularly those affecting women and underserved communities.

Lauren Griggs Wilson has worked in the banking industry for 12 years, building a strong background in compliance and community development. She has served as a Compliance Analyst and Community Development Officer with State Bank and Trust Company, a Community Development Analyst for The First Bank, and currently works as a CRA Analyst for Community Bank of Mississippi. Passionate about empowering her community, Lauren is dedicated to bridging the gap between organizations and the people they serve. Outside of her professional role, she has been married to her husband, Jamus, for 8 years, and together they have son, Jaire.

Belinda Faye Morris has over 25 years of experience in social services, including healthcare and youth and elder care, with organizations such as North Delta Planning & Development District, North Panola Hospital & Nursing Home, and the Boys & Girls Club of Northwest Mississippi. In 2015, she began her second career in banking as the Community Development Officer for First Security Bank.

She has been recognized with numerous honors, including Woman of the Year by the Batesville Junior Auxiliary (2003), Executive Director of the Year by the Boys & Girls Club of Northwest MS (2004), the Civic Award from the Mississippi Delta Chapter of The Links (2013), the Book of Golden Deeds Award from the Batesville Exchange Club (2014), and Profile 2020’s “50 to Know in Panola County.”

Christopher Lewis is a banking executive with more than a decade of experience in community development, impact assessment, and regulatory compliance. He serves as Vice President of Regulatory Compliance & Policy MDI/CDFI at the American Bankers Association, leading national engagement and advocacy for minority and mission-driven banks. Previously, he held leadership roles at Southern Bancorp Bank and Planters Bank & Trust Co., where he managed CRA programs and impact reporting. He is a graduate of the ABA Stonier Graduate School of Banking, holds an MBA from Mississippi Valley State University, and serves on several industry boards, including the Mississippi Community Financial Access Coalition (MCFAC).

 Pamela D. Hilton, MSW, EdS is Program Director for the Mississippi Community Financial Access Coalition (MCFAC), where she leads statewide financial education initiatives for youth, adults, and families. With more than 20 years of experience in social work, counseling, and community engagement, she has held leadership roles at Mississippi Valley State University and Life Help Mental Health Center. Pamela specializes in financial literacy training, reentry-focused programs, and community partnerships, empowering individuals and strengthening communities across Mississippi.